FAQ

Here is the uncomfortable truth about the stock market that no one on television wants to say plainly: when you buy shares in a public company trading at twenty-five times earnings, you are not buying a business. You are buying a story about a business — a story that depends entirely on the next buyer believing it more fervently than you do.

AcquisitionInvest does something categorically different. We acquire real operating businesses — companies with employees on payroll, customers who pay invoices, and recurring revenue that does not care what the Dow did this morning.

The return you receive comes from the distributable cash flow those companies actually produce — not from multiple expansion or speculative narrative. That is a fundamentally different proposition.

This is exactly the question a rigorous mind asks first. Good.

The answer comes down to access, not quality. Most people who would gladly purchase these businesses cannot access SBA financing or acquisition capital. Large institutional funds ignore them because they are too small. Individual buyers lack the systems and capital to act decisively.

On the seller's side: baby boomer founders who spent three decades building something valuable, who now want certainty and a clean exit. They are not trying to extract the last theoretical dollar. They want the transaction done correctly.

High-quality businesses with real estate and recurring revenue can still sell at 2.0–2.5× EBITDA with debt service coverage above 2.0×. That is not a market failure. That is a market inefficiency disciplined buyers have been profiting from quietly for decades.

Capital is held in escrow or custody prior to deployment — it is not co-mingled with operating funds, and personal use is expressly prohibited by the agreement. During the pre-deployment period, the structure provides for a custodial interim return, so your capital is not simply sitting idle while due diligence proceeds.

More importantly: we have a fiduciary duty to avoid reckless deployment. If the right acquisition is not available, we wait. Undisciplined speed destroys more capital than patient discipline ever will.

Absolutely not. There is an enormous difference between owning cash flow and owning a job. Many small business investments fail for one precise reason: the buyer discovers too late that he has purchased employment disguised as ownership.

Under the agreement, your rights are strictly economic. AcquisitionInvest maintains full responsibility for sourcing, due diligence, acquisition execution, management, legal oversight, and day-to-day operations. Those roles do not cross.

You are a passive capital partner. You did not spend decades building your savings so that retirement could hand you a second career in a business you never planned to enter.

Most people are never told this: a retirement account is a container, not a worldview. The account does not dictate what it holds — that depends entirely on how it is structured.

Through a Self-Directed IRA, eligible investors can legally allocate retirement capital into private business acquisitions while maintaining the tax-deferred character of the account. Because operations are fully managed by AcquisitionInvest, passive investors avoid UBIT and UDFI exposure.

Consult with a qualified tax or legal advisor before making any SDIRA allocation decision. That is not boilerplate — it is genuinely important.

Acquisition risk is real. Sellers present numbers optimistically. Operational weaknesses can remain hidden until a deal closes. This is why we require independent third-party due diligence before any capital is deployed.

Leverage risk is real. We address it by targeting a Debt-Service-Coverage Ratio of at least 2.0× — the business earns roughly twice what is needed to service debt. That cushion is the margin between a difficult quarter and a financial crisis.

Cooling-off protection exists. The agreement provides a seven-calendar-day buyer’s remorse / rescission period after signing, subject to the contract terms.

Liquidity risk is real. This is not a stock you can sell in thirty seconds. The agreement provides a two-year termination right after deployment — more investor-friendly than traditional private equity lockups — but your capital will not be instantly accessible.

The 16% annual post-deployment return is contractually guaranteed under the written investment agreement, subject to the agreement terms. This is not a stock-market projection, speculative appreciation claim, or marketing target. The structure is built around acquisition cash flow, disciplined underwriting, and contractual investor payment obligations.

Under the agreement, you may terminate after two years from deployment by giving notice and may request return of principal — including reinvested amounts where applicable — subject to the agreement's terms.

This does not make it a liquid instrument resembling the stock market. But it means you are not signing a decade of your financial life away. Life does not conform perfectly to investment timetables, especially for retirees. The structure acknowledges that reality.

Capital exists to serve life — not the other way around.

Trent Tompkins — Founder, Finance, Due Diligence, and Acquisitions. Software developer and business builder who has already owned and exited a SaaS business that sold for $750,000. Disciplined acquisitions require systems thinking and financial analysis — the kind built from having already done the hard work of building something to exit.

Corey Rodriguez — Chief Strategy Officer, Customer Relations. Background in account management, sales, and negotiation. Deals collapse because of relationship failures far more often than financial ones. His role ensures inquiries are handled with the clarity serious capital deserves.

You are engaging directly with two people who are accountable by name, reachable by phone, and whose success depends on disciplined execution — not a single transaction and a disappearance.

You receive monthly operating summaries during the first twelve months after acquisition, quarterly financial statements thereafter, and immediate notice of any material adverse events. You also hold full audit rights — the ability to review financial records at any time.

This is not a courtesy. It is a contractual obligation. Transparency is the precondition of trust. A serious investment does not tell you to trust it — it gives you the tools to verify it.

The process is structured. Accredited investors may be asked to complete an Accredited Investor Affidavit, an AML / KYC questionnaire, an OFAC / sanctions representation, a source-of-funds certification, and a tax reporting cover sheet, depending on how they participate.

That paperwork is not there to waste your time. It is there to keep the offering compliant, document the source of capital properly, and make sure everyone is operating inside a real process rather than a vague promise.

Step one: Request the full Investor Kit. Review the acquisition strategy, financial illustrations, and governing documents carefully.

Step two: Confirm your accredited investor status. This offering is structured under Rule 506(b) of Regulation D.

Step three: Schedule a direct conversation. Ask every question that matters. A serious structure welcomes scrutiny.

Step four: Review the agreement with independent legal or tax counsel.

Step five: Make your allocation decision and elect your preference — cash distributions or compounding reinvestment.

Accredited investor intake for this round closes September 30, 2026. Once fully subscribed, additional investors wait for the next opportunity.

Call or text (888) 725-0252 or email invest@acquisitioninvest.com.

This offering is available to accredited investors only. You can review and download the affidavit here: Accredited Investor Affidavit (PDF).

Under SEC Rule 501(a), an accredited investor includes, among others: certain regulated institutions and fiduciary plans; private business development companies; certain 501(c)(3) organizations, corporations, partnerships, LLCs, Massachusetts or similar business trusts with total assets over $5,000,000 that were not formed just to buy the offered securities; directors, executive officers, or general partners of the issuer or its general partner; natural persons whose individual or joint net worth exceeds $1,000,000 excluding the primary residence; natural persons whose individual income exceeded $200,000 in each of the two most recent years, or joint income with spouse or spousal equivalent exceeded $300,000 in each of those years, and who reasonably expect the same income level in the current year; certain trusts with total assets over $5,000,000 whose purchase is directed by a sophisticated person; entities in which all equity owners are accredited investors; certain other entities owning investments in excess of $5,000,000; natural persons holding in good standing qualifying professional certifications, designations, or credentials recognized by the SEC; knowledgeable employees of certain private funds; qualifying family offices with over $5,000,000 under management; and certain family clients of qualifying family offices.

For most U.S. investors, the practical question is simple: do you meet the net-worth or income standard, or do you qualify under another SEC category such as recognized professional credentials or a qualifying entity structure?

For U.S. individuals, the answer is usually simple: you only need to complete an IRS Form W-9 (PDF).

The other two forms are included for completeness and are generally for foreign investors or foreign entities, which most investors on this page will not need: IRS Form W-8BEN (foreign individuals) and IRS Form W-8BEN-E (foreign entities).

If you are investing as a normal U.S. individual, start with the W-9. If you are using a more unusual structure or are unsure which form applies, ask us and we will point you in the right direction.